I am passionate about my work because I’m passionate about people.

My goal is to apply my expertise as a mortgage specialist to help you get the conventional or alternate home loan that fits your needs and serves you best. Whether you’re a first-time home buyer or a seasoned home-buying pro, I can find the top products at the prime mortgage rates available today.  At the same time, I strive to be open, direct, and approachable in all of my interactions. The home-buying experience can be an enjoyable, stress-free one when you’re working with someone who truly cares. For all of your home mortgage needs, whether you’re looking for conventional or renovation loans, VA, FHA, USDA loans, or something else, I’m here to help with your search and match you up with the home loan and mortgage rates that serve you best. Turn to Goldwater Bank – Manuel Mortgage Team – as your own, personal mortgage specialist who goes the extra mile to find the right loan product for you.