Although you may qualify for a conventional loan, an FHA loan may offer better terms, which might make the home more affordable. FICO scores down to 580 may be eligible. Unless you’re buying the home within 30 days or less, we’ll guide you down the right path to increase your scores, ensuring your ability to get your credit back on track and you into a home you love.

With lower down payments (as little as 3.5% down), easier qualification criteria, and reduced mortgage insurance premiums, FHA-backed loans extend the possibility of homeownership to those whose credit scores and debt ratios have prevented them from seeking funding in the past.

Even those with a FICO score as low as 580 can start their path to homeownership with our lending options. Furthermore, previous foreclosures and bankruptcies don’t necessarily bar you from future homeownership as we can work with these special cases.

As mortgage specialists, we know what’s available here in Texas in conventional loans as well as other types of loans, and we can help you determine if you qualify for an FHA loan, a VA loan, first-time home buyer programs, or other loans and incentives. Reach out to us today!

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